Author name: Deltos Finance

While the dream of owning a home is universal, facing the financial intricacies of a first home buyer loan can seem intimidating. That’s where we step in. Our mission? It is to simplify the process and guide you to ensure a seamless experience. For starters, here are some tried-and-true tips for applying for a first …

Ready to Buy Your First Home? Here’s How to Get Started with a First Home Buyer Loan Read More »

We’ve all heard the adage, “Location, location, location!” And for many homeowners, having the perfect piece of land is the dream foundation for building their ideal house. But once you have that pristine parcel, the next question beckons: how do construction loans work when you own the land, especially in Australia? Let’s unravel the intricacies …

How Do Construction Loans Work When You Own the Land? Read More »

Standing on an empty plot, you can easily visualise the arches, corridors and rooms of your future home. Yet, as inspiring as these visions are, they require a solid financial foundation to come to life. This is where a construction loan broker becomes not just an ally but also a pivotal part of your journey. …

Your Building Partner: How a Construction Loan Broker Amplifies Your Borrowing Capacity Read More »

Imagine going on a trek through uncharted territory, where every twist and turn holds new discoveries. That’s the world of homeownership for a first-timer. The thrill of finding the perfect house, paired with the challenge of deciphering mortgage jargon, can be a dynamic mix. Just as every explorer needs a reliable map, we’re here to …

Maximising Your Borrowing Capacity and Honing Your Budget: Tips for First-Time Homebuyers Read More »

Picture this: you’ve found the perfect home — that one property that ticks all your boxes and feels like it’s made for you. The excitement of owning your dream home is palpable. However, there’s a significant financial hurdle to overcome: the home loan deposit. How much should it be? What’s the optimal amount that won’t …

How Much Is the Optimal Home Loan Deposit Amount for Your Dream Home? Read More »

Hobart, Tasmania’s picturesque capital, is a city that effortlessly blends natural beauty and cultural richness with a thriving real estate market. No wonder it has attracted a lot of new residents in recent years. In fact, between 2016 and 2021, around 30% of those who moved within Australia picked Hobart as the perfect spot for …

Hobart Real Estate: Discovering the Allure of Buying a House in This Thriving City Read More »

Your journey to homeownership is undoubtedly an exciting chapter in life, but it often comes with complex financial decisions. Fortunately, a trusted expert by your side can make all the difference. That’s especially true if you want to explore a local property market like Hobart in Tasmania, Australia. But how do you find the best …

The Ultimate Guide to Finding the Best Mortgage Broker in Hobart Read More »

Property ownership has long been referred to as the Great Australian Dream, but in today’s world, it’s more than just about buying your dream home. Many investors use real estate investments as a pathway to building wealth. But how do you exactly carve your path to wealth through real estate? Today, we’ll explore the pros …

Investing in Property in Australia: Building Wealth Through Real Estate Read More »

Imagine standing at the threshold of homeownership, facing a complex web of mortgage options, lenders and interest rates. Should you choose variable or fixed-rate loans? Do you need added features like an offset account or redraw facility? Which is more suitable for you: a home loan or a construction loan? It’s easy to feel overwhelmed, …

The Benefits of Using a Mortgage Broker: Expert Guidance at Your Fingertips Read More »