Your Local Refinance Experts
Your mortgage is most likely your biggest expense, and it's only becoming more costly with rising interest rates. It's highly recommended to review your existing home loan every 1-2 years and ensure you're on the most competitive interest rate available.
The difference a small percentage change can make to your monthly home loan repayments is significant. Our team of expert brokers will provide you with a free assessment of your current loan and ensure you're paying as little as possible to the banks.
Find Your Perfect Refinance Solution
Let's discuss your refinancing needs. We’re here to help.
There are 6 main reasons to refinance.
How much can you actually save?
If you had an interest rate of 5.75% on a home loan size of $600,000 for 30 years, your monthly loan repayments would be $3,502. If you then refinance your mortgage to a lower interest rate of 4.90%, your mortgage repayments would drop to $3,185.
That’s $3,804 in cost savings every single year!
Over the life of your new loan, you would pay $114,120 less in interest. This money could be used to improve your family’s lifestyle, retire at an earlier age, or pay down your mortgage faster.
Refinancing for property investors.
Loan refinancing is an effective way for property investors to optimise their cash flow, access equity, and grow their property portfolio. Our mortgage brokers can help you refinance your investment loans and ensure you’re getting the best rates and features available.
If you’re looking at buying your first investment property, using equity within your home can be a smart way to kickstart your investment journey. By refinancing your home loan and accessing available equity, you can purchase a rental property without needing to save up for a large deposit.
Why Choose Us
Benefits of using Deltos to Refinance
Extensive market knowledge
We know about the best refinance interest rates, cash back offers, and approval times from the 40+ lenders we work with.
We do the hard work
Our brokers will save you time and effort. We shortlist the best lenders who can help refinance your home loan. Plus, you can count on us to fully complete your loan application from submission to settlement.
Power to negotiate
We can negotiate better terms on your behalf. We frequently get lenders to waive certain fees and charges, like early repayment fees or redraw fees, or reduce their advertised interest rates.
High quality outcomes
Our brokers do an internal assessment before lodging your application, greatly increasing your chances of approval.
With the right home loan structure you can optimise your borrowing power, cash flow, and pay off your mortgage sooner.
Our service is 100% free of charge, as we get paid directly by the lender.
Looking to Refinance?
Check out our Refinancing Guide.
Our brokers will support you through the whole process and answer any questions you might have in relation to home loan refinancing.
Refinancing Frequently Asked Questions
Here's some of the most common questions we're asked. If you have a question that's not answered here, we'd love to hear from you.
Yes, our brokers are available after hours and on weekends for appointments. Clients have the option of meeting with a broker at our Hobart office or fully at distance through a combination of phone, email, and video meeting.
We value your customer experience
Creating a positive client experience is our number one priority, and we’re incredibly proud of the kind words we receive from our clients.