Deltos Finance Blog
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A Quick Guide to Regional First Home Buyer Guarantee
It’s no secret that buying your first home comes with certain challenges, especially when you need to pay for a substantial deposit. However, if you’re looking to buy in regional Australia, the Regional First Home Buyer Guarantee (RFHBG) could be the helping hand you need. Today, we’ll provide a quick guide to help you understand […]
Buying a House in Hobart? Here’s What You Need to Know About Stamp Duty Concessions in Tasmania
When you purchase a house or investment property in Hobart, Tasmania, you will likely pay a stamp duty—just like in all other states of Australia. Stamp duty can be a hefty upfront cost, so you may wonder whether concessions or exemptions are available. Today, we’ll help discuss how stamp duty works, how it is calculated […]
Can You Use the First Home Owner Grant as a Deposit?
Dreaming of owning your first home in Australia? While you can use all your savings to pay for your home deposit, you must know that there are government grants that can help lower the initial cost of your first home purchase. Today, we’ll zero in on one of those grants: the First Home Owner Grant […]
How Long Does It Take to Refinance a Home Loan?
Switching to a new home loan, also known as refinancing, is a wise move, especially when you want to take advantage of lower interest rates or access the equity in your property. But how long does it take to refinance a home loan in Australia? Refinancing may seem lengthy and overly complicated, but it can […]
Five Common Questions About the First Home Owner Grant in Tasmania
Are you considering purchasing your first home in Tasmania soon? Before you apply for home loans, it pays to know that the Tasmanian government offers various grants and incentives to help you save money on your first big purchase. You can start by learning about the First Home Owner Grant in Tasmania. Today, we’ve compiled […]
Financial Advisor vs Mortgage Broker: Which One Do You Need?
Buying a home can be an overwhelming experience, especially for first-home buyers. Fortunately, you can seek professional guidance on mortgages. The problem, however, is it can be confusing to know who to seek advice from regarding a home loan. Should you engage a financial advisor? Or is it wiser to hire a mortgage broker instead? […]
Best Suburbs in Tasmania to Invest in 2024
There are good reasons property investors are increasingly drawn to Tasmania. The state boasts breathtaking natural beauty, vibrant culture and reasonable costs, making it a good place to live. More importantly, it’s filled with promising real estate investment prospects. If you plan to invest in property in Tasmania in 2024, we will help point you […]
How Long Does It Take for First-Home Buyers to Save a Deposit in Australia?
As a first-time homebuyer, fulfilling your dream of homeownership can be challenging due to the rising home prices and mortgage rates. But there’s also another factor in play: saving for a house deposit. Today, we’ll discuss this particular issue and determine how long it typically takes most first-time buyers to save for a house deposit. […]
LVR: The Secret Hack to Refinancing Your Home Loan
Refinancing your home loan can be a smart way to lower your repayments, shorten your loan term or turn equity into cash—but it can be tricky. For instance, you must avoid the home loan hostage trap and scour various mortgage deals to find the best option. However, since the primary reason to refinance is to […]
Buying a Holiday House? Here’s What You Need to Know
Buying a holiday house in Australia can be an enticing prospect, as it offers both rental income and a personal escape should you decide to use it for your own trip. However, it’s essential to approach this investment with a clear understanding. Start by focusing on its financial aspects rather than just the lifestyle appeal. […]