Investment Loans

If you’re looking for investment loan to build wealth investing into property, you’ve come to the right place.

Our team of specialist mortgage brokers can find you the perfect investment mortgage.

Using an investment specialist

As property investors ourselves, we understand the importance of using a investment mortgage broker who specialises in investing in real estate. Even the slightest mistake in loan structure or not choosing the correct investment property loan product or interest rate can cause major setbacks when it comes to building wealth long-term.

The number one problem that most investors face is that they eventually run out of borrowing capacity and are unable to accumulate more properties. Over 90% of property investors in Australia have two investment properties or less, which is a result of banks being unwilling to lend more money after a certain point.

Through smart planning and correctly setting up your finances from the start, this issue can be significantly reduced or avoided completely. This is where our team of experts can help, as we understand what keeps the banks happy and willing to lend you more money to grow your property investment portfolio.

Enquire Now

Find Your Perfect Investment Loan Solution

Let's discuss your investment loan needs. We’re here to help.

Why Choose Us

Benefits of Choosing Deltos Finance


Loan structuring

Our brokers understand how to efficiently structure investment loans, and maximise your borrowing power, cash flow, and tax benefits.


Power to negotiate

We can negotiate better terms and interest rates on your behalf. We frequently get lenders to waive certain fees and charges, or reduce their advertised interest rates.

property selection guidance

Property selection guidance

Choosing the right property at the right time is crucial to long-term investing success.

Choosing the right investment loan

There are thousands of investment property loan products on the market. Knowing which lender and loan product is best suited for your investment portfolio can be challenging. Our team of investment property mortgage brokers will provide you with expert advice that is personalised to your financial situation and long-term investment goals.

There are multiple factors to consider when choosing the right investment home loan, such as:

  • Interest rates and fees 
  • Borrowing capacity 
  • Cash flow management 
  • P&I vs Interest only repayments
  • Variable rate vs Fixed rate
  • Offset account and redraw facility
  • Lenders mortgage insurance 
  • Long-term investment strategy
investor loans
investment loans

Investment Pre-approval

If you’re looking to maximise low investment property loan rates and purchase a property soon, it’s highly recommended to apply for a pre-approval. A pre-approval is a written confirmation from a bank stating how much money they are willing to lend you.

Pre-approvals for investment property loans help you understand your budget, boost your confidence, and give you power when negotiating a property purchase. We always ensure the process is as fast as possible, so you can start putting in offers on properties sooner.

Accessing Home Equity

Many homeowners may not be aware that they can leverage the existing equity in their home as a deposit for securing investment property financing. This is a great option if you don’t have the required cash savings or if you’d like to reserve your cash for another purpose.

Lenders will generally allow you to borrow up to 80% of your property value when accessing equity. For example, if your home is worth $800,000 with a loan balance amount of $500,000, then the available equity you could potentially access would be $140,000. You can use these funds for buying an investment property with equity & building your wealth.

Our team specialises in investment home loans or equity release loans. We can advise exactly how much equity you can access, and whether you’re able to afford a new investment property and gain enough rental income to meet your financial goals.

investment loans
Getting Started

Are you a first-time investor?

Check out our helpful first-time property investor guide.

Our brokers will support you through the whole process and answer any questions you might have in relation to property investing—from interest rates to equity release.

Property Investment Guide Cover
Free Download
Free Home Loan Assessment

Speak to an Expert

Make sure you get the right investment property loan advice.
Call us today on 0419 949 406 or email [email protected].


We value your customer experience

Creating a positive client experience is our number one priority, and we’re incredibly proud of the kind words we receive from our clients.