Deltos Finance Blog
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Maximising Your Borrowing Capacity and Honing Your Budget: Tips for First-Time Homebuyers
Imagine going on a trek through uncharted territory, where every twist and turn holds new discoveries. That’s the world of homeownership for a first-timer. The thrill of finding the perfect house, paired with the challenge of deciphering mortgage jargon, can be a dynamic mix. Just as every explorer needs a reliable map, we’re here to […]
Can I Refinance My Home Loan with Bad Credit?
Wondering if you can refinance your home loan with bad credit in Australia? You’re not alone. When faced with the challenge of a less-than-ideal credit score, many Australians feel daunted by the refinancing process. Deltos Finance, the trusted name among mortgage brokers in Hobart, is here to shed light on this often-misunderstood topic. Contrary to […]
How Much Is the Optimal Home Loan Deposit Amount for Your Dream Home?
Picture this: you’ve found the perfect home — that one property that ticks all your boxes and feels like it’s made for you. The excitement of owning your dream home is palpable. However, there’s a significant financial hurdle to overcome: the home loan deposit. How much should it be? What’s the optimal amount that won’t […]
Hobart Real Estate: Discovering the Allure of Buying a House in This Thriving City
Hobart, Tasmania’s picturesque capital, is a city that effortlessly blends natural beauty and cultural richness with a thriving real estate market. No wonder it has attracted a lot of new residents in recent years. In fact, between 2016 and 2021, around 30% of those who moved within Australia picked Hobart as the perfect spot for […]
The Ultimate Guide to Finding the Best Mortgage Broker in Hobart
Your journey to homeownership is undoubtedly an exciting chapter in life, but it often comes with complex financial decisions. Fortunately, a trusted expert by your side can make all the difference. That’s especially true if you want to explore a local property market like Hobart in Tasmania, Australia. But how do you find the best […]
Investing in Property in Australia: Building Wealth Through Real Estate
Property ownership has long been referred to as the Great Australian Dream, but in today’s world, it’s more than just about buying your dream home. Many investors use real estate investments as a pathway to building wealth. But how do you exactly carve your path to wealth through real estate? Today, we’ll explore the pros […]
The Benefits of Using a Mortgage Broker: Expert Guidance at Your Fingertips
Imagine standing at the threshold of homeownership, facing a complex web of mortgage options, lenders and interest rates. Should you choose variable or fixed-rate loans? Do you need added features like an offset account or redraw facility? Which is more suitable for you: a home loan or a construction loan? It’s easy to feel overwhelmed, […]
Choosing the Right Home Loan Structure: Fixed, Variable or Split?
You’re in the market for a home, yet the choice of home loan structure seems like a tricky decision to make. It’s like being handed a map with three diverging paths: the winding trail of fixed rates, the fluctuating highway of variable rates, and the inviting detour of a split loan. Each path offers distinct […]
Understanding Progress Payments in Construction Loans
Imagine standing on an empty plot of land, envisioning your dream home taking shape — every detail meticulously designed to reflect your style and aspirations. The excitement surges through your veins, but amidst the thrill, you can’t ignore the critical financial considerations that lie ahead, especially when it comes to securing construction loans. You might […]
Mortgage 101: A Beginner’s Guide to Understanding Home Loans
Purchasing a home is undoubtedly exciting. But the path towards it — starting with understanding home loans — may seem daunting. That’s especially true for first-time buyers. But fear not because we’re here to guide you with expert knowledge and local insights. Read on to learn home loan basics; we’ll quickly explore the intricate world […]