Deltos Finance Blog
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How Rising Property Prices Affect Your Home Loan and Buying Potential
Here’s the good news: the Australian real estate market has been experiencing significant growth in recent years, with house prices in major cities reaching record highs. It can be a huge win for homeowners and investors, especially those planning to sell their properties soon. However, this can be an issue for potential property buyers, including […]
Build Your Wealth with a Simple Guide to Using Your Home Equity
Building wealth requires adopting the right mindset and being strategic when using available financial instruments. Essentially, it’s about making your money work in your favour. But what if you don’t have enough cash to start creating wealth? There’s an underutilised strategy that we want to share with you, and that is leveraging your home’s equity—the […]
Preparing for Interest Rate Cuts in 2025: Smart Moves to Take
The Reserve Bank of Australia (RBA) has cut rates for the first time since 2020, but several banks have yet to pass on cuts. The RBA interest rate cuts in 2025 can provide relief for borrowers and stimulate the property market. If you’re a homeowner or property investor, this presents a golden opportunity to reassess […]
The Secret to Competitive Home Loan Rates: How Brokers Work Their Magic
It’s well known that mortgage brokers can help first-home buyers & property investors secure a larger mortgage or more competitive home loan rates. But how do they do that exactly? Let’s take a closer look at how mortgage brokers work their magic. Loan Market Coverage and Knowledge The best mortgage brokers maintain a comprehensive view […]
Tasmania on the Rise: The New Frontier for Smart Investors
If you are new to property investments, choosing locations where many typically invest seems safe and practical. However, exploring options beyond traditional hotspots can also be valuable. We have one particular place in mind: Tasmania. Once known primarily for its breathtaking landscapes and unique wildlife, Tasmania now captures investors’ attention for its impressive economic growth, […]
Maximising Your Property Investment Tax Benefits
Paying taxes can be a bit disheartening since it impacts your profits and diminishes the overall returns from your investment property. Thankfully, the Australian Tax Office (ATO) offers several property investment tax benefits and deductions that can help lighten the tax load on your rental income. It just all lies in maximising these rental property […]
Australian Property Market: The Key Trends You Need to Know
2025 looks promising for anyone planning to buy their first home, refinance their mortgage or invest in a rental property in Australia. Following a challenging previous year characterised by high interest rates and fluctuating market performances, today’s Australian property market emerges with new real estate opportunities. If you want to know where the best prospects […]
First-Time Property Investor? Here Are Common Concerns and How to Overcome Them
Investing in property is not an easy decision to make. First-time investors often deal with a flurry of doubts: Do I have sufficient funds for a deposit? Will I choose the right property? Can I truly afford this? How can I get a loan for an investment property? As we continuously support Australians in making […]
What to Expect in Property Value in Tasmania in 2025?
After a period of fluctuations and adjustments, the Tasmanian property market shows some signs of recovery and growth, driven by infrastructure developments, demographic shifts, and evolving buyer preferences. With Hobart leading the charge as a vibrant capital city, regions like Launceston & Devonport also emerge attractive for those looking to capitalise on Tasmania’s real estate […]
Hobart Property Market Forecast 2025
Is Hobart the right place to invest in 2025? Investing in property in Hobart, Tasmania, in 2025 will depend on several factors, including market conditions and your individual investment goals. Today, let’s look at the Hobart real estate market’s historical performance and current trends. More importantly, we will explore the property market forecast for Hobart […]