Deltos Finance Blog
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Stamp Duty Exemption for First-Home Buyers in Tasmania: Has It Paid Off?
Purchasing a property has historically come with major financial difficulties, especially for first-home buyers in Tasmania or any other state for that matter. The stamp duty is one of those most notable monetary challenges for homebuyers. Essentially, it’s a tax levied on property purchases that often adds tens of thousands of dollars to upfront costs. […]
Difference Between Airbnb and Traditional Renting in Hobart
Hobart’s property market has become a hotspot for investors largely because of its strong tourism demand and stable rental market. But that doesn’t mean all property investments in this Tasmania capital are a sure win. One factor to consider is deciding between short-term rentals like Airbnb and traditional long-term renting. Each option has distinct advantages […]
Is Launceston a Good Place to Live?
The short answer is yes, especially if you want a more affordable lifestyle without giving up access to key services, natural beauty, and long-term opportunities. Also, with its blend of heritage charm, steady economic growth, and a property market still within reach for many Australians, Launceston, Tasmania, is gaining momentum as a popular area for […]
Hobart Property Management Fees: A Complete Guide
You’ve already secured an investment loan and finalised your rental property purchase in Hobart. Now, it’s time to take action by listing the property for rent and managing it effectively to start generating rental income. But how much should you expect to spend on property management in Hobart, Tasmania? As Tasmania’s capital continues to attract […]
How Rising Property Prices Affect Your Home Loan and Buying Potential
Here’s the good news: the Australian real estate market has been experiencing significant growth in recent years, with house prices in major cities reaching record highs. It can be a huge win for homeowners and investors, especially those planning to sell their properties soon. However, this can be an issue for potential property buyers, including […]
Build Your Wealth with a Simple Guide to Using Your Home Equity
Building wealth requires adopting the right mindset and being strategic when using available financial instruments. Essentially, it’s about making your money work in your favour. But what if you don’t have enough cash to start creating wealth? There’s an underutilised strategy that we want to share with you, and that is leveraging your home’s equity—the […]
Preparing for Interest Rate Cuts in 2025: Smart Moves to Take
The Reserve Bank of Australia (RBA) has cut rates for the first time since 2020, but several banks have yet to pass on cuts. The RBA interest rate cuts in 2025 can provide relief for borrowers and stimulate the property market. If you’re a homeowner or property investor, this presents a golden opportunity to reassess […]
The Secret to Competitive Home Loan Rates: How Brokers Work Their Magic
It’s well known that mortgage brokers can help first-home buyers & property investors secure a larger mortgage or more competitive home loan rates. But how do they do that exactly? Let’s take a closer look at how mortgage brokers work their magic. Loan Market Coverage and Knowledge The best mortgage brokers maintain a comprehensive view […]
Tasmania on the Rise: The New Frontier for Smart Investors
If you are new to property investments, choosing locations where many typically invest seems safe and practical. However, exploring options beyond traditional hotspots can also be valuable. We have one particular place in mind: Tasmania. Once known primarily for its breathtaking landscapes and unique wildlife, Tasmania now captures investors’ attention for its impressive economic growth, […]
Maximising Your Property Investment Tax Benefits
Paying taxes can be a bit disheartening since it impacts your profits and diminishes the overall returns from your investment property. Thankfully, the Australian Tax Office (ATO) offers several property investment tax benefits and deductions that can help lighten the tax load on your rental income. It just all lies in maximising these rental property […]