Deltos Finance Blog
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How Long Does It Take for First-Home Buyers to Save a Deposit in Australia?
As a first-time homebuyer, fulfilling your dream of homeownership can be challenging due to the rising home prices and mortgage rates. But there’s also another factor in play: saving for a house deposit. Today, we’ll discuss this particular issue and determine how long it typically takes most first-time buyers to save for a house deposit. […]
LVR: The Secret Hack to Refinancing Your Home Loan
Refinancing your home loan can be a smart way to lower your repayments, shorten your loan term or turn equity into cash—but it can be tricky. For instance, you must avoid the home loan hostage trap and scour various mortgage deals to find the best option. However, since the primary reason to refinance is to […]
Buying a Holiday House? Here’s What You Need to Know
Buying a holiday house in Australia can be an enticing prospect, as it offers both rental income and a personal escape should you decide to use it for your own trip. However, it’s essential to approach this investment with a clear understanding. Start by focusing on its financial aspects rather than just the lifestyle appeal. […]
I Want a $900,000 House: What Sized Loan Can I Get?
Imagine the moment you step into a $900,000 home that is uniquely yours. This isn’t just any property; it’s a dream turned into reality, a space where future memories will be made and life’s milestones will be celebrated. However, the path to owning such a prized asset involves navigating home loans. Today, we’re here to […]
To Fix or Not to Fix Your Home Loan: What to Do When Fixed-Rate Term Ends
When your fixed-interest home loan term comes to an end, you’re faced with a decision on what to do next: to fix or not to fix your home loan. This is a crucial time to review your options and potentially secure a more competitive deal on your home loan. It can be a significant event […]
Purchase Your First Home Faster with These Good Financial Habits
Buying your first home is a significant milestone, but it can also be a challenging journey, especially with rising property prices. But with good financial habits, you can accelerate your path to homeownership. Here are some essential tips to help you prepare for your goals better and purchase your first home faster. 1. Identify How […]
Let’s Settle the Age-Old Housing Debate: Build or Buy a Home?
When entering the property market, many potential homeowners and investors face a dilemma: should they build or buy a home? Buying an established home may seem a quick and easy path to homeownership, but there are certain advantages to building a house that you should also consider. So, today, we’ll try to settle the age-old […]
The Golden Rules of Buying Your First Investment Property in 2024
As we welcome 2024, many of us are looking into property investing in the hope of reaching our financial goals. If you’re set on buying your first investment property, understanding the golden rules of property investment is a good place to start. Today, we’ll share some of these golden rules, which can serve as a […]
7 Questions to Ask Your Mortgage Broker When You’re Buying Your First Home
Buying your first home is a significant milestone often filled with excitement and big decisions. It’s also a path filled with questions, necessitating expert guidance. At Deltos Finance, we recognise the significance of well-informed decision-making, particularly for those navigating the Australian housing market for the first time. In this context, we’re here to present the […]
How Long Do Home Loan Approvals Take?
Besides asking about the number of bedrooms or what their potential neighbours are like, prospective homeowners also often ask, “How long do home loan approvals take?” This blog aims to shed light on this question, providing clear insights into the mortgage approval process in Australia. We’ll highlight key factors that might influence the timeline and […]