Deltos Finance Blog

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A young couple moving into their first home

Purchase Your First Home Faster with These Good Financial Habits

Buying your first home is a significant milestone, but it can also be a challenging journey, especially with rising property prices. But with good financial habits, you can accelerate your path to homeownership. Here are some essential tips to help you prepare for your goals better and purchase your first home faster.  1. Identify How […]

A contemporary home in Australia

Let’s Settle the Age-Old Housing Debate: Build or Buy a Home?

When entering the property market, many potential homeowners and investors face a dilemma: should they build or buy a home? Buying an established home may seem a quick and easy path to homeownership, but there are certain advantages to building a house that you should also consider. So, today, we’ll try to settle the age-old […]

The balcony of a modern two-story residential house or Australian home in a suburb. Concept of real estate development, the housing market, or residence. Melbourne, VIC Australia.

The Golden Rules of Buying Your First Investment Property in 2024

As we welcome 2024, many of us are looking into property investing in the hope of reaching our financial goals. If you’re set on buying your first investment property, understanding the golden rules of property investment is a good place to start. Today, we’ll share some of these golden rules, which can serve as a […]

A couple asking a mortgage broker a question.

7 Questions to Ask Your Mortgage Broker When You’re Buying Your First Home

Buying your first home is a significant milestone often filled with excitement and big decisions. It’s also a path filled with questions, necessitating expert guidance. At Deltos Finance, we recognise the significance of well-informed decision-making, particularly for those navigating the Australian housing market for the first time. In this context, we’re here to present the […]

A mortgage broker in a meeting with a housebuyer applying for a home loan

How Long Do Home Loan Approvals Take?

Besides asking about the number of bedrooms or what their potential neighbours are like, prospective homeowners also often ask, “How long do home loan approvals take?” This blog aims to shed light on this question, providing clear insights into the mortgage approval process in Australia. We’ll highlight key factors that might influence the timeline and […]

first home buyer loan

Ready to Buy Your First Home? Here’s How to Get Started with a First Home Buyer Loan

While the dream of owning a home is universal, facing the financial intricacies of a first home buyer loan can seem intimidating. That’s where we step in. Our mission? It is to simplify the process and guide you to ensure a seamless experience. For starters, here are some tried-and-true tips for applying for a first […]

how do construction loans work when you own the land

How Do Construction Loans Work When You Own the Land?

We’ve all heard the adage, “Location, location, location!” And for many homeowners, having the perfect piece of land is the dream foundation for building their ideal house. But once you have that pristine parcel, the next question beckons: how do construction loans work when you own the land, especially in Australia? Let’s unravel the intricacies […]

construction loans

Your Building Partner: How a Construction Loan Broker Amplifies Your Borrowing Capacity

Standing on an empty plot, you can easily visualise the arches, corridors and rooms of your future home. Yet, as inspiring as these visions are, they require a solid financial foundation to come to life. This is where a construction loan broker becomes not just an ally but also a pivotal part of your journey. […]

first home buyer loans

Maximising Your Borrowing Capacity and Honing Your Budget: Tips for First-Time Homebuyers

Imagine going on a trek through uncharted territory, where every twist and turn holds new discoveries. That’s the world of homeownership for a first-timer. The thrill of finding the perfect house, paired with the challenge of deciphering mortgage jargon, can be a dynamic mix. Just as every explorer needs a reliable map, we’re here to […]

refinancing home loans

Can I Refinance My Home Loan with Bad Credit?

Wondering if you can refinance your home loan with bad credit in Australia? You’re not alone. When faced with the challenge of a less-than-ideal credit score, many Australians feel daunted by the refinancing process. Deltos Finance, the trusted name among mortgage brokers in Hobart, is here to shed light on this often-misunderstood topic. Contrary to […]