Deltos Finance Blog
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The Benefits of Using a Mortgage Broker: Expert Guidance at Your Fingertips
Imagine standing at the threshold of homeownership, facing a complex web of mortgage options, lenders and interest rates. Should you choose variable or fixed-rate loans? Do you need added features like an offset account or redraw facility? Which is more suitable for you: a home loan or a construction loan? It’s easy to feel overwhelmed, […]
Choosing the Right Home Loan Structure: Fixed, Variable or Split?
You’re in the market for a home, yet the choice of home loan structure seems like a tricky decision to make. It’s like being handed a map with three diverging paths: the winding trail of fixed rates, the fluctuating highway of variable rates, and the inviting detour of a split loan. Each path offers distinct […]
Understanding Progress Payments in Construction Loans
Imagine standing on an empty plot of land, envisioning your dream home taking shape — every detail meticulously designed to reflect your style and aspirations. The excitement surges through your veins, but amidst the thrill, you can’t ignore the critical financial considerations that lie ahead, especially when it comes to securing construction loans. You might […]
Mortgage 101: A Beginner’s Guide to Understanding Home Loans
Purchasing a home is undoubtedly exciting. But the path towards it — starting with understanding home loans — may seem daunting. That’s especially true for first-time buyers. But fear not because we’re here to guide you with expert knowledge and local insights. Read on to learn home loan basics; we’ll quickly explore the intricate world […]
Top Mistakes to Avoid When Refinancing Your Home Loan
Say you’re on the brink of refinancing your home loan. The potential benefits are alluring — lower interest rates, better terms and a chance to tap into your property’s equity. But amidst the potential benefits, there lie the pitfalls, ready to entrap the uninformed. Whether you’re a seasoned homeowner seeking better terms or a first-time […]
Hobart’s Real Estate Market: Trends and Insights for Homebuyers
Eyeing to have your first home or rental property in Hobart? Here’s some good news: Hobart’s real estate market shines as a beacon of opportunity amid a nationwide downturn, with eight suburbs classified as “rising” areas. Particularly, Tasmania stands out as the only market jurisdiction in Australia that has raised the number of locations ranked […]
Fixed vs Variable Rate: Which Should You Get When Refinancing?
Refinancing presents a unique opportunity to reassess your financial situation and secure better terms for your mortgage. But as you take this opportunity, you’ll have to make a choice between a fixed and variable rate for your new home loan. Each option comes with its set of advantages and considerations, and understanding the differences can […]
7 Common Loan Mistakes to Avoid as a First-Home Buyer
Purchasing your first home is undoubtedly an exciting milestone, but it may also come with its fair share of challenges. For one, you have to navigate the complex world of home loans, which can lead to potential mistakes that could impact your financial well-being. But by recognising and avoiding common loan mistakes, you can ensure […]
Unlocking the Power of Equity: A Guide to Buying Investment Property with Ease
Investing in property has traditionally been a popular path to building wealth for many Australians. For homeowners with accumulated equity, it presents an opportunity to expand their real estate portfolio. In the Australian real estate market, despite the peaks and troughs, property values have shown consistent growth over the years. This is why many people […]
Building a Property Portfolio: A Step-by-Step Guide
Mastering the Property Puzzle: Your Guide to Building a Property Portfolio in Australia Want to unlock the secrets of property investment success in Australia? Building a property portfolio is like piecing together a puzzle, where each piece forms part of your overall portfolio. In this comprehensive guide, we’ll reveal the insider tips and tricks that […]