Deltos Finance Blog
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Fixed vs Variable Rate: Which Should You Get When Refinancing?
Refinancing presents a unique opportunity to reassess your financial situation and secure better terms for your mortgage. But as you take this opportunity, you’ll have to make a choice between a fixed and variable rate for your new home loan. Each option comes with its set of advantages and considerations, and understanding the differences can […]
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7 Common Loan Mistakes to Avoid as a First-Home Buyer
Purchasing your first home is undoubtedly an exciting milestone, but it may also come with its fair share of challenges. For one, you have to navigate the complex world of home loans, which can lead to potential mistakes that could impact your financial well-being. But by recognising and avoiding common loan mistakes, you can ensure […]
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Unlocking the Power of Equity: A Guide to Buying Investment Property with Ease
Investing in property has traditionally been a popular path to building wealth for many Australians. For homeowners with accumulated equity, it presents an opportunity to expand their real estate portfolio. In the Australian real estate market, despite the peaks and troughs, property values have shown consistent growth over the years. This is why many people […]
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Building a Property Portfolio: A Step-by-Step Guide
Mastering the Property Puzzle: Your Guide to Building a Property Portfolio in Australia Want to unlock the secrets of property investment success in Australia? Building a property portfolio is like piecing together a puzzle, where each piece forms part of your overall portfolio. In this comprehensive guide, we’ll reveal the insider tips and tricks that […]
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Tap into the Power of Strategic Timing When Refinancing Your Home Loan
Refinancing your home loan may hold the keys to a treasure trove of savings, a gateway to lighter monthly burdens and the opportunity to unlock the hidden potential of your home’s equity. Yet, amidst the excitement, many borrowers inadvertently overlook the vital ingredient that can supercharge these benefits: timing. So today, let’s discover how strategic […]
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Boost Your Home Loan Approval Odds: Insider Tips to Secure Your Dream Home
Dreaming of owning a home is exhilarating, but navigating the path to securing a home loan can feel like a maze of uncertainty. The good news is that there are proven strategies you can employ to increase your chances of home loan approval. Today, we’ll share tips and insights to help you navigate the lending […]
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How Does the First Home Owner Grant Work?
While buying your first home is an exciting milestone, it can also be overwhelming. That’s especially when you’re trying to understand and acquire various government incentives available to first-time home buyers. One such grant is the First Home Owner Grant (FHOG), which can provide significant financial assistance and make homeownership more affordable. Don’t fret, as […]
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From Blueprint to Reality: A Quick Guide to Construction Loans
Picture this: you’ve got grand visions of your dream home, meticulously planned down to the last detail. But there’s a catch—you can’t seem to find anything like it anywhere. This could lead to the opportunity to build your home. Construction loans provide the necessary finance for constructing buildings. They offer a unique solution for transforming […]
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Save Your Money and Your Sanity: The Benefits of Working with a Mortgage Broker
Buying a home is one of the biggest investments you will make in your lifetime, and you’ll likely need a mortgage to make it happen. With so many home loan options available, it can be overwhelming to find the right one for your financial situation. This is where a mortgage broker in Australia can help. […]
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Top Six Things You Need to Know About Pre-approval for Loans
Get Ahead of the Game: How Pre-approval Can Help You Obtain Your Dream Home Are you in the market for a new home? Congratulations! Homeownership is a big step towards building the life you’ve always wanted. But, before you start browsing listings and imagining your dream home, it’s important to get your finances in order. […]