It is incredibly enticing to escape to a cosy beachside retreat on weekends or stay in a charming mountain cabin during the holidays. Owning a holiday house is a dream for many Australians; it can also be a savvy investment strategy. However, deciding whether to use your vacation home as a holiday let or a […]
Buying a Holiday House: Holiday Let vs Buy-to-Let Read More »
The idea of owning a second home can be incredibly appealing. It could be a holiday house or an investment property that can generate additional income. But is buying a second home the right decision for you? Let’s explore the key considerations and steps involved in purchasing a second property in Australia. Top Reasons for
Is Buying a Second Home Right for You? Read More »
As a homeowner, you’re sitting on a valuable asset that can do more than provide a roof over your head. Your property’s equity can be a powerful financial instrument to help you buy a second home or expand your real estate portfolio. So, whether you’re dreaming of a holiday home by the beach near Carlton
How to Use Equity to Buy Another Property Read More »
Understanding the home loan approval process and knowing what to do at each stage can make it less intimidating. Today we’ll guide you through the stages, including what to do before lodging your application, when to apply, important considerations, and the support and tools available to make the process smoother. Before You Apply: What You
What to Know About the Home Loan Approval Process Read More »
Imagine stepping into your first home without the burden of thousands of dollars in stamp duty. Sounds too good to be true? Well, for Tasmanian first-home buyers, this dream has now become a reality. The Tasmanian government has just delivered a game-changing gift that could save you up to $28,945 on your first home purchase.
No More Stamp Duty: Tasmania’s Gift to New Homeowners Read More »
These days, it’s not easy to break into the property market. That’s especially true for young and first-time homebuyers who encounter several obstacles, especially amidst rising inflation and interest rates. But don’t fret because there are ways to make homeownership more accessible and affordable. One of which is shared equity. The Australian shared equity scheme
The Australian Shared Equity Scheme Explained Read More »
You might find the traditional path to homeownership challenging, especially with rising property prices in desirable areas. Plus, it usually takes an average Australian over five years to save for a home loan deposit for a median-priced residential property. Enter rentvesting—a strategic approach for getting a foot on the property ladder without compromising your lifestyle.
Let’s Talk About Rentvesting in Australia Read More »
When taking out a home loan, you might focus too much on comparing rates and terms. We’re here to remind you to explore different home loan features before signing the dotted line. Two popular options that can help you save on interest and pay off your mortgage faster are redraw facilities & offset accounts. But
Redraw vs Offset: Which Should You Choose for Your Home Loan? Read More »
Have you heard of the First Home Guarantee scheme? Did you know its eligibility has expanded to include more aspiring homeowners who previously faced barriers to entry into the property market? Today, let’s talk about the expanded First Home Guarantee eligibility to help you know whether you can maximise this scheme. A Refresher: What Is
Let’s Talk About the Expanded First Home Guarantee Eligibility Read More »
As a first-time home buyer in Australia, one of the biggest hurdles you’ll face is coming up with a substantial deposit. Traditionally, lenders have required a deposit of at least 20% of the property’s value, but what if you could secure your dream home with just a 5% deposit? That is possible through the First
The First-Home Buyers 5% Home Loan Deposit Scheme Explained Read More »
