Building wealth requires adopting the right mindset and being strategic when using available financial instruments. Essentially, it’s about making your money work in your favour. But what if you don’t have enough cash to start creating wealth? There’s an underutilised strategy that we want to share with you, and that is leveraging your home’s equity—the […]
Build Your Wealth with a Simple Guide to Using Your Home Equity Read More »
The Reserve Bank of Australia (RBA) has cut rates for the first time since 2020, but several banks have yet to pass on cuts. The RBA interest rate cuts in 2025 can provide relief for borrowers and stimulate the property market. If you’re a homeowner or property investor, this presents a golden opportunity to reassess
Preparing for Interest Rate Cuts in 2025: Smart Moves to Take Read More »
Need extra cash to buy a car, renovate your kitchen or fund any other expense? If you’ve been chipping away at your home loan, it’s worth checking to see if there’s equity in your property you can use for a home loan top up. It might be better than swiping your credit card or taking
Your Guide to a Home Loan Top Up Read More »
Are you dreaming of a sleek new kitchen, a beautiful outdoor deck, a luxurious bathroom, or perhaps an extra bedroom for your growing family? Home renovations can transform your living space and increase your property’s value. But let’s face it— renovations can be costly. The good news? There are several ways to finance your home
A Guide to Financing Your Home Renovations Read More »
You’ve been diligently making extra repayments on your home loan, watching your balance shrink faster than expected. But then, life throws you a curveball with an unexpected expense, or you suddenly get a time-sensitive investment opportunity. Wouldn’t it be great if you could access those extra funds you’ve paid into your mortgage? You could if
Ultimate Guide to Home Loan Redraw Facility Read More »
Over two million Australians own a second property. Some do it to invest in real estate and increase their wealth, while others simply want to improve their lifestyle with a holiday home. Whether you share the same sentiment or not, purchasing a second home is a huge decision not to be taken lightly. Continue reading
A Comprehensive Guide to Buying Your Second Property Read More »
In property investment, timing is everything. Whether you’re eyeing a prime development opportunity or planning to flip houses to upgrade your portfolio, the ability to move quickly can make all the difference. This is where bridging loans may come into play. They offer a fast, flexible financing solution to bridge your financial gap between property
Bridging the Gap: Bridging Loans for Property Development Read More »
Whether buying your first or second home or investing in multiple properties, having a trusted local mortgage broker by your side can make all the difference. The right financial guidance and local insights can point you in the right direction and make your real estate decisions pay off. You can get better results if you
Maximising Your Local Mortgage Broker Relationship Read More »
As a homeowner in Australia, you may have built up significant equity in your property over the years. But did you know you can tap into this equity to access cash for various financial needs? This is where cash-out refinancing comes into play. In this article, let’s explore what cash-out refinancing is, how it works,
Cash-Out Refinancing: Tapping into Home Equity Read More »
These days, it’s not easy to break into the property market. That’s especially true for young and first-time homebuyers who encounter several obstacles, especially amidst rising inflation and interest rates. But don’t fret because there are ways to make homeownership more accessible and affordable. One of which is shared equity. The Australian shared equity scheme
The Australian Shared Equity Scheme Explained Read More »
