Although owning your first property is incredibly exciting, it can also be complicated, time-consuming and a bit stressful. So, today, we’ll make your home-buying experience less confusing, smoother and more convenient. Here’s our ultimate first-home buyer checklist to help you know what to do and expect at every step. 1. Budget for Deposit & Other […]
The Ultimate First-Home Buyer Checklist Read More »
When you’re in the market for a new home, you’re bound to face several challenges—from overlooking loan comparisons to underestimating additional upfront costs and avoiding other common home loan mistakes. You might also be tempted to go directly to a bank, but there’s a compelling case for choosing a local mortgage broker instead. Today, we’ll
The Advantages of Engaging a Local Mortgage Broker Read More »
Switching to a new home loan, also known as refinancing, is a wise move, especially when you want to take advantage of lower interest rates or access the equity in your property. But how long does it take to refinance a home loan in Australia? Refinancing may seem lengthy and overly complicated, but it can
How Long Does It Take to Refinance a Home Loan? Read More »
Buying a home can be an overwhelming experience, especially for first-home buyers. Fortunately, you can seek professional guidance on mortgages. The problem, however, is it can be confusing to know who to seek advice from regarding a home loan. Should you engage a financial advisor? Or is it wiser to hire a mortgage broker instead?
Financial Advisor vs Mortgage Broker: Which One Do You Need? Read More »
Refinancing your home loan can be a smart way to lower your repayments, shorten your loan term or turn equity into cash—but it can be tricky. For instance, you must avoid the home loan hostage trap and scour various mortgage deals to find the best option. However, since the primary reason to refinance is to
LVR: The Secret Hack to Refinancing Your Home Loan Read More »
When your fixed-interest home loan term comes to an end, you’re faced with a decision on what to do next: to fix or not to fix your home loan. This is a crucial time to review your options and potentially secure a more competitive deal on your home loan. It can be a significant event
To Fix or Not to Fix Your Home Loan: What to Do When Fixed-Rate Term Ends Read More »
Wondering if you can refinance your home loan with bad credit in Australia? You’re not alone. When faced with the challenge of a less-than-ideal credit score, many Australians feel daunted by the refinancing process. Deltos Finance, the trusted name among mortgage brokers in Hobart, is here to shed light on this often-misunderstood topic. Contrary to
Can I Refinance My Home Loan with Bad Credit? Read More »
Say you’re on the brink of refinancing your home loan. The potential benefits are alluring — lower interest rates, better terms and a chance to tap into your property’s equity. But amidst the potential benefits, there lie the pitfalls, ready to entrap the uninformed. Whether you’re a seasoned homeowner seeking better terms or a first-time
Top Mistakes to Avoid When Refinancing Your Home Loan Read More »
Refinancing presents a unique opportunity to reassess your financial situation and secure better terms for your mortgage. But as you take this opportunity, you’ll have to make a choice between a fixed and variable rate for your new home loan. Each option comes with its set of advantages and considerations, and understanding the differences can
Fixed vs Variable Rate: Which Should You Get When Refinancing? Read More »
Mastering the Property Puzzle: Your Guide to Building a Property Portfolio in Australia Want to unlock the secrets of property investment success in Australia? Building a property portfolio is like piecing together a puzzle, where each piece forms part of your overall portfolio. In this comprehensive guide, we’ll reveal the insider tips and tricks that
Building a Property Portfolio: A Step-by-Step Guide Read More »
