Deltos Finance Blog
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Navigating Tasmania’s Property Market: A Guide for First-Time Buyers
Tasmania’s property market offers appealing opportunities for first-time homebuyers. For example, you could save up to $28,945 on your first home purchase in Tasmania, thanks to the new stamp duty exemption for established homes that value up to $750,000. Also, several suburbs in Tasmania have become excellent options for first-time buyers, offering affordability, potential for […]
Tasmanian Property Development: Upcoming Projects and Opportunities
Tasmania’s property market continues to show signs of strong improvement, offering exciting prospects for investors, first-home buyers, and developers. As we look towards 2025 and beyond, several projects and initiatives impact property development across the island state. So, if you’re interested in Tasmania properties for sale, read on to gain more insights before making a […]
Case Study: 4 in 5 Aussies Choose a Mortgage Broker for Their Loans
Recent findings from Pepper Money’s Money Mindset Report reveal a striking trend: 4 in 5 Australians who have previously used a mortgage broker would do so again. This overwhelming preference for mortgage brokers highlights their value in the home loan process. Let’s explore further why mortgage brokers are becoming the go-to choice for Aussie homebuyers […]
Mortgage Brokers Make Home Loans Easy for Australians
Getting through Australia’s standard home loan process can be overwhelming, especially for first-time buyers or those with unique financial situations. It’s easy to feel lost with so many lenders, loan products, and financial jargon. Fortunately, this is where mortgage brokers can expertly step in. They can help you find the right loan that suits your […]
Your Guide to a Home Loan Top Up
Need extra cash to buy a car, renovate your kitchen or fund any other expense? If you’ve been chipping away at your home loan, it’s worth checking to see if there’s equity in your property you can use for a home loan top up. It might be better than swiping your credit card or taking […]
Top Tips on Saving for a House Deposit
Did you know it takes an average-income household around six years to save for a house deposit in Tasmania and about seven in New South Wales & other areas? Saving for a house deposit is often the biggest hurdle for first-time home buyers in Australia. With property prices continuing to climb in many areas, it […]
Things to Consider Before You Build Your Home
Building a home sounds exciting, as it allows you to create your dream home from scratch and ensure every room suits your unique needs, preferences and lifestyle. However, it is a major decision that requires thorough planning and thoughtful consideration. So, before you get too excited and don a hard hat, let us help you […]
A Guide to Financing Your Home Renovations
Are you dreaming of a sleek new kitchen, a beautiful outdoor deck, a luxurious bathroom, or perhaps an extra bedroom for your growing family? Home renovations can transform your living space and increase your property’s value. But let’s face it— renovations can be costly. The good news? There are several ways to finance your home […]
Ultimate Guide to Home Loan Redraw Facility
You’ve been diligently making extra repayments on your home loan, watching your balance shrink faster than expected. But then, life throws you a curveball with an unexpected expense, or you suddenly get a time-sensitive investment opportunity. Wouldn’t it be great if you could access those extra funds you’ve paid into your mortgage? You could if […]
Guide to Home Loans for Self-Employed Borrowers
You’ve taken the bold step of being your own boss, and now, you’re ready to take another significant leap—buying a home. But you might wonder, ‘Can I get a home loan if I’m self-employed?’ The answer is a resounding yes! While your experience might differ from getting a standard mortgage, you can successfully secure a […]